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Posted on January 22, 2008 by Sierra Brewer
A Video Explanation of the Current Mortgage Mess

This video by Mortgage professional Dan Green provides an excellent explanation of how the mortgage industry got into the mess that it now finds itself in. More importantly, it also tells you how the sub-prime lending environment may even affect borrowers with good credit.

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While loans are available for borrowers with good credit the definition of good credit may continue to change. Today, the prime lending rate has dropped to 6.5% from the previous level of 7.25%. Mortgage rates didn’t drop much but with good credit you can get a 30 year mortgage at a rate under 5.5% with a 1% origination and no buydown. For more information on how you can benefit from the current rate environment please contact Kristin Lewis of Tennessee State Bank by email at klewis@tnstatebank.com or by phone at 865-908-1212. If you have questions about Sevier County (Gatlinburg, Pigeon Forge, Sevierville, Seymour areas) real estate please contact The Schoenfield Team at 865-436-0444.

1 thought on “”

  1. Anonymous says:
    January 24, 2008 at 11:42 am

    It is the human nature to find benefit wherever there is a chance. In loan market such an opportunity is provided by remortgage. Remortgage mean exchanging your present mortgage for a new mortgage. The basic idea behind is to save money by finding a better deal. Usually remortgage decreases the existing interest rate and thus saves your money. Sometimes you took a mortgage at high interest rate and with time the interest rate has decreased than you can go for remortgage to milk the benefits.To find adverse credit remortgage, bad credit remortgage UK, cash back remortgage UK, easy remortgage UK visit http://www.easyremortgageuk.co.uk

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