After working as a real estate professional for over 20 years, I have been blessed to have sold well over 1,000 homes and have worked with hundreds of clients. None of this prepared me for the client that purchased a Sevierville home from me on Friday. Danielle is a young lady only 26 years of age, but financially speaking she is much wiser than 99% of American adults of any age. You see, this is the second home that she has purchased, and she has already paid off the mortgage on the first home that she bought only 6 years ago. You might think that she earns a ton of money or that she inherited a large sum, or maybe even think that she won the lottery but none of these is true. She has managed to have zero debt, holds $30,000 plus of cash reserves, and has purchased her second house purely because of how frugal she is. She simply doesn’t waste money, for anything!
After spending time with Danielle, I am convinced that she could teach a LOT of people a great deal. Things like not spending on luxuries, creating a budget and living according to it, and having a plan and sticking to it. In fact, I am also persuaded that Danielle could teach the same lessons to our government, which persists in spending money that we don’t have, and wasting tons of it daily. To quote financial advisor Dave Ramsey, “If you are willing to live like no one else today, one day you will be able to live like no one else for the rest of your life!!” Congratulations Danielle, you have earned it!!!